UA Local 140
Salt Lake City, UT
UA LOCAL 140 VOLUNTARY INCOME PROTECTION
Continue getting paid if you can’t work due to injuries, illnesses, surgeries, or death.
PLAN INFORMATION OVERVIEW
– Short-Term Disability (STD) pays for up to 24 weeks
– Long-Term Disability (LTD) pays for up to 5 years
– Life Insurance with AD&D for Member, Spouse, and/or Dependent(s)
Guaranteed Approved Coverage: No medical questions or tests for actively working Members.
Time Left to Enroll
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Enrollment Ends 4/29/2025
Coverage Begins 5/1/2025
ARE YOUR CURRENT BENEFITS ENOUGH?
Short-Term Disability
UA Local 140 Members currently receive $444/week through your Health and Welfare Fund for 13 weeks. If your paycheck is normally $1,500/week and you get sick or injured, you would only receive $444 in weekly benefits. That leaves an income gap of $1,056/week or 70% of your weekly income. If you missed work for 13 weeks, that is an income loss of $13,728.
Long-Term Disability
The UA Local 140 Health and Welfare Fund does not offer Long-Term Disability; you’ll have ZERO income after 13 weeks.
Life Insurance with AD&D
UA Local 140 has a minimal Life Insurance plan that may be enough to cover some burial expenses. The additional life insurance coverage being offered can help you continue to provide for your loved ones.
IMPORTANT INFORMATION ABOUT THIS PLAN
IMPORTANT: The monthly cost for coverage is based on your age at the start of the coverage and will increase on the policy anniversary date after you move into a new age bracket.
Participation in this program is voluntary, and the decision to enroll rests solely with the Members. Members are responsible for bearing all associated costs. A $3 technology fee is included in all listed monthly costs for the following coverages: Short-Term Disability and Long-Term Disability. A $2 technology fee is included in all listed monthly costs for the following coverages: Member Life and Spouse Life.
IMPORTANT: If you depart from UA 140, opt out of paying dues, or retire, you must notify the UA 140 Customer Service Center at (224) 770-5306. Not doing so within 90 days could delay or negate your eligibility for a refund.
We encourage Members to thoroughly review the complete policy booklet. Email info@unionone.com to request a copy.
This program is administered by Union One Benefits Administration.
This voluntary benefit plan is classified as a Safe Harbor plan and, as such, is not subject to the Employee Retirement Income Security Act of 1974 (ERISA). The UA does not contribute to the premiums for this plan on behalf of its Members, does not endorse the plan, and does not require Members to enroll in the plan. Furthermore, the Union receives no financial or other consideration in connection with the administration or promotion of this program.
For STD & LTD: These policies provide disability income insurance only and do NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Department of Financial Services.
For Life: You have 31 days to notify Union One of your retirement if you wish to port or convert your Life Insurance.
Group Insurance coverages are issued by Sun Life Financial Inc. The trade-marks are protected by trade-mark laws. All rights reserved.
